First Time Home Buyer Programs in Maryland | Baltimore Real


First Time Home Buyer Programs in Maryland | Baltimore Real Estate


First Time Home Buyer Programs in Baltimore Marylandby Helene Kelbaugh of Keller Williams Legacy Metropolitan in Baltimore 

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Programs? Tell me more!


There are lots of programs in Baltimore, Md and surrounding areas that are for First Time Home Buyers and move up buyers.  Want to know what programs you many eligible for?  Many of these programs have eligibility requirements.  Requirements range anywhere from house location , income, required classes, employer driven and many other criteria.  Just to name a few of the programs: DSELP, MMP, Live Near Your Work and many many more.


Am I eligible?

It's worth talking to a lender to get more information on these programs.  Keep in mind that not all banks or lenders work with these grants and programs, especially smaller banks.  Some of these programs only work with particular lenders to.  Talk to your REALTOR about what lenders work with these programs.  Chances are if your REALTOR is suggesting these programs, they most likely know of a lender who works with these programs and can help determine eligibility.


Free money or pay it back?

Another good lender question!  Before taking advantage of these program, be sure you understand the 'terms and conditions' if you choose one of these programs.  Some of the programs are grants that don't need to be paid back, others may need to be paid back or 'forgiven' once the home has been occupied for a certain number of years.  There may be other criteria that go along with the various programs as well.  Again please be sure you understand the 'terms and conditions' before taking advantage of these programs.


Next Steps

Make an appointment with me today.  Let's discuss your goals for home ownership.  We can also discuss if a First Time Home Buyer Program is right for you.  

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Provided courtesy of Helene Kelbaugh of

Keller Williams Legacy Metropolitan


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Helene Kelbaugh of

Keller Williams Legacy Metropolitan

443-465-8443 DIRECT | 410-342-4444 OFFICE

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Data last updated: Oct 28, 2021 1:59:pm.